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Deodes

Deodes Documentation

Welcome to the Deodes documentation. Here you'll find everything you need to know about using the platform, creating savings circles, and understanding how everything works.

What is Deodes?

Deodes is a decentralized rotating savings and credit association (ROSCA) platform built on the Arc blockchain. Members form savings circles, contribute USDC each cycle, and one member receives the pooled payout per round. Arc smart contracts enforce rules, handle payouts, apply penalties, and track reputation.

Key Features

  • Passkey-only auth — Sign in with Face ID, fingerprint, or platform biometrics. No passwords, no Freighter, no email.
  • Auto-created wallets — Every member gets a Arc wallet funded with 2 USDC from the master pool. No manual wallet setup needed.
  • Zero platform fees — The smart contract applies apply_fee(pool, 0). Everything you contribute goes to members.
  • USDC only — All contributions and payouts in USDC. Yellow Card provides NGN↔USDC on/off ramp.
  • DeoScore — 0–1000 reputation score computed server-side based on streaks, completions, volume, and recency.
  • No KYC, no email — Privacy-first. Your passkey is your identity.

Quick Links

  • Getting Started — How to sign in and create your first circle
  • Circles — Understanding savings circle mechanics
  • Reputation — How DeoScore works
  • Security — Platform security and best practices
  • FAQ — Frequently asked questions